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Best 2% cash back credit cards 2012
Earn at 2% cash back rewards with the following credit cards. Credit cards have no annual fee and offer cash back on gas, travel, restaurants. Choose the best 2% cash back credit card for you and apply via secure online application.
Best 2% cash back credit cards on restaurants, gas, travel
Discover® Open Road Card
by Discover
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR
Regular APR
Balance Transfer APR
Type of Reward
Annual Fee
Credit Needed
0% for 15 months
10.99% - 19.99% Variable
0% for 15 months
Cash back
$0
Excellent
TrueEarnings® Card from Costco and American Express
American Express® Card and Costco Membership Card in one — with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco.
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
Intro Purchase APR
Regular APR
Balance Transfer APR
Type of Reward
Annual Fee
Credit Needed
0% for 6 months
15.24% Variable
15.24%
Cash back
$0 with Costco Membership
Good - Excellent
2% cash back credit cards on gas and department stores
Blue Cash EverydaySM Card from American Express
by American Express
Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time
Intro Purchase APR
Regular APR
Balance Transfer APR
Type of Reward
Annual Fee
Credit Needed
0% for 12 months
17.24% - 22.24% Variable
17.24% - 22.24% Variable
Cash back
$0
Excellent - Good
Best up to 5% cash back rewards cards
Chase Freedom® Visa
by
Chase
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire
Intro Purchase APR
Regular APR
Balance Transfer APR
Type of Reward
Annual Fee
Credit Needed
0% for 15 months
12.99% – 22.99%
0% for 15 months
Cash back
$0
Excellent- Good
The article was updated on 4/23/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.
Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.
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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
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