Best grocery rewards credit cards 2012



Today credit cards offer rewards for grocery purchases anywhere between 1X to 6X rewards. Some cards offer cash back, others - points for purchases at supermarkets. We all do grocery shopping, and grocery rewards credit cards can save our money. Choose the best grocery credit card for you and apply via secure online application. The sooner you reply, the sooner you start saving!

Compare how much rewards top 3 credit cards with highest return on grocery can earn annualy here.

All year round unlimited cash back on groceries

Blue Cash Prefrerred review
  • Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $75 Referral Bonus for each friend or family member who is approved for the Card
  • The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 12 months 17.24% - 22.24% Variable 17.24% - 22.24% Variable Cash back $75 Excellent

Amex Blue Cash review
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 12 months 17.24% - 22.24% Variable 17.24% - 22.24% Variable Cash back $0 Excellent - Good

5% cash back on grocery shopping in April-June

Chase Freedom review
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 15 months 12.99% – 22.99% 0% for 15 months Cash back $0 Excellent- Good

Points rewards on food purchases

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
None 14.24% or 16.24%* (Variable) N/A* Point $0 Excellent

American Express® Premier Rewards Gold Card
by American Express
Amex Premier Rewards Gold review
  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
  • Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
  • Introductory annual fee of $0 for the first year, then $175.
  • Get a decision in as little as 60 seconds.
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A* N/A* N/A* Point $0 for the first year, $175 after that Excellent

5X points on groceries for 12 months credit cards

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 12 months 12.99% - 22.99% (Variable) 0% for 12 months Point $0 Good


Compare savings on grocery purchases with top 3 supermarket rewards credit cards


Following chart is just an example of how much rewards can be earned when each of grocery credit cards is used for purchases at supermarkets. Let's assume montly grocery expence is $300. We took into consideration only grocery rewards that cards provide. Any additional reward categories and special bonus offers were not considered. Actual spending and earnings might vary depending on individual.

Credit Card Name Reward
Rate
Limits & Caps Monthly
Cash Reward
Annual
Cash Reward
Annual
Fee
Blue Cash Preferred(SM) Card from American Express 6% No $18 $216 $75
Blue Cash EverydaySM Card from
American Express
3% No $9 $108 $0
Chase Freedom® Visa 5% April - June on up to $1,500, 1% other mos. $15 April - June, $3 other mos. $72 $0


Best grocery rewards credit cards summary


Today there are many credit cards offer rewards on supermarket purchases. Rewards program are very different and can provide cash back or points, redeemable for credit statement, cash, merchandise, gift cards and more.

Earning rewards with grocery credit cards can be very easy. Most of the supermarket rewards credit cards offer 1% cash back/1 point on all purchases, food purchases can earn from 2%/points - 6% cash back. For high cash return some of the grocery cards are among best cash back credit cards. As many of us do grocery shopping every week, maybe even every day, then if a credit card used wisely then a cardholder can add some money to his/her savings with a credit card that gives rewards on food purchases.

Credit cards with higher rewards on groceries usually has an annual fee. Well, as we like to say, there is nothing free on a credit card. There is a price for everything. It might seem that an annual fee is high, but considering high return a card provides and all other benefits it becomes reasonable.

Best 0% APR credit cards 2012 with rewards on food purchases are not rare. Supermarket rewards credit cards offer zero interest on purchases as well as on balance transfer. Credit card holders can enjoy 0% introductory interest from 6 months to a whole year on balance transfer or/and purchases.

The article was updated on 4/30/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.



Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. Best Credit Cards Online may be compensated through American Express Affiliate Program.

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.


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