Instant Approval Business Credit Cards

Instant approval business credit cards 2012


Instant approval credit cards are also known as 60-second approval credit cards. Applicants get instant decision after completing online application. These cards provide all rewards that credit card with regular processing offers. Choose the best business credit card for you and apply via online secure application by clicking on "Apply" button.

Instant approval business cash back credit card

SimplyCash® Business Card from American Express OPEN
by American Express
Amex Simply Cash Business card review
  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
  • No introductory annual membership fee
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 6, 9, or 12 months 12.24% - 19.24% Variable None Cash back $0 Excellent

Instant approval business point rewards credit card

The Business Gold Rewards Card® from American Express OPEN
by American Express
Amex Business Gold Rewards review
  • FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
  • One million rewards from over 500 brands
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived the first year
  • Terms & Restrictions Apply.
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A* N/A* N/A* Point No annual fee for the first year, then $175 Excellent

Instant approval business credit card with travel rewards

The Business Platinum Card(R) from American Express OPEN
by American Express
Amex Business Platinum review
  • FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit*
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A* N/A* N/A* Point $450 Excellent

Gold Delta SkyMiles® Business Credit Card from American Express OPEN
by American Express
Amex Business Gold Delta Sky Miles review
  • Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free– for up to 8 people on your reservation– on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
  • No annual fee for Additional Cards
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
None 15.24% - 19.24% Variable N/A* Miles $0 for the first year, $95 after that Excellent

Starwood Preferred Guest® Business Credit Card from American Express OPEN
by American Express
Amex Business Starwood review
  • Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
None 15.24% - 19.24% Variable N/A* Point $0 for the first year, $65 after that Excellent

The Plum Card® from American Express OPEN
by American Express
Amex Plum review
  • The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
  • Pay in full within ten days, get a 1.5% discount
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
  • No introductory annual fee for the first year - a savings of $185
  • A powerful cash flow management tool
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A* N/A* N/A* * $0 for the first year, $185 after that Excellent



Instant approval business credit cards summary


We recommend you to choose instant approval credit card that fit exactly your business needs. If you travel often for business then go for a card with travel or miles rewards. Business travel rewards cards are Gold Delta SkyMiles® Business Credit Card from American Express OPEN, The Business Platinum Card(R) from American Express OPEN and Starwood Preferred Guest® Business Credit Card from American Express OPEN.
If you plan to take advantage of cash back rewards program (best business cash back credit cards) then choose SimplyCash® Business Card from American Express OPEN, if you are interested in points reward program apply for a The Business Gold Rewards Card® from American Express OPEN. The Plum Card® from American Express OPEN will give you tools to monitor your spending and protect your business.

All instant approval business credit cards are included in a list of top ten business credit cards. By visiting the page you may see more features and details of each card and find or find other business credit card offers.



The article was updated on 1/30/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.


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