Top 10 prepaid cards

Best prepaid debit cards with no/low monthly fees, bonus offers and free direct deposit.

Best prepaid cards offer variety features for potential cardholders. Some prepaid cards offer reward programs and special sign up bonus, other debit cards provide free tools to manage cardholders' money. Most debit cards provide free direct deposit and don't require credit check. Top 10 prepaid credit cards below include Visa, MasterCard and American Express offers. Best prepaid cards have low and no activation, monthly fees. Choose the best card among top ten prepaid cards and apply via secure online application.

Top 10 Prepaid Cards: Free Savings Account

ACE Elite™ Visa® Prepaid Card
by MetaBank
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn up to 5% APY while you save in an optional savings account.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
Intro APR Regular APR Intro Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* N/A* Bad, No credit

Top 10 Prepaid Cards: Instant Account Number

AccountNow® Prepaid Visa® Card
by The Bancorp Bank
  • 100% Approval Guaranteed (subject to I.D. Verification)
  • $0 Monthly Fee
  • No Minimum Balance
  • No Credit Check. No Overdraft Fee.
  • Free† Direct Deposit and Online Bill Payment
  • Use it everywhere Visa Debit Card accepted
  • Now with Purchase Rewards
  • Perfect for Occasional Usage
Intro APR Regular APR Intro Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A N/A N/A* N/A

Pink ACE Elite(TM) Visa® Prepaid Card
by MetaBank
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance- by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
Intro APR Regular APR Intro Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* N/A* Bad, No credit

AccountNow Gold Visa® Prepaid Card
by The Bancorp Bank
  • Get paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • $10,000 balance limit. Your alternative to a traditional bank account. Deposits are FDIC insured.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
Intro APR Regular APR Intro Balance Transfer APR Monthly Fee Credit Needed
None N/A* N/A* $0 No credit check



This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Best Credit Cards Online has financial relationships with some of the credit card companies mentioned here, and we may be compensated if consumers choose to apply for the offers listed in the content, and ultimately sign up for them.


The article was updated on 1/24/2014. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.


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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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