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Silver Prepaid MasterCard card

top 10 prepaid cards, cc

Top 10 prepaid cards 2012


Best prepaid cards offer different features for potential cardholders. Some prepaid cards offer reward programs and special bonuses, others provide free tools to manage your money. Most cards offer free direct deposit and don't require credit check. There are instant virtual offers for people who would like to use their new prepaid card the same day they apply for it. Choose the best card among top 10 prepaid cards and apply via secure online application.

Best prepaid cards: cash rewards

UPside Visa® Prepaid Cardby MetaBank
  • A card truly designed for the 13-25 age group and their parents
  • Full parental control. Safer than cash.
  • Parents can load the card online from their own credit card or checking account.
  • Instant online funding, great for emergencies when your child is away from home.
  • If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you.
  • If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt.
  • Apply online now. Only $2.99 a month or $29.95 a year.
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A $2.99* Exellent - Bad
No credit

AccountNow® Prepaid MasterCard® by MetaBank
  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 bonus
  • Free Online Bill Payment
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Perfect for Tax Refund direct deposit
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* N/A* Bad, No credit

Vision Premier® Visa® Prepaid Card - Simple & Fairby The Bancorp Bank
  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
None N/A* N/A* $7.95 - $9.95 Bad

Best prepaidt cards: the most fee-friendly prepaid card

Western Union® Moneywise™ Prepaid MasterCard® by MetaBank
  • Free Activation
  • Fee-Friendly prepaid card with nothing to hide!
  • Add money to your account 4 convenient ways
  • Spend only the money you have on your Card
  • Your funds are protected by MasterCard's Zero Liability Policy
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* $0 Bad, No credit

Best prepaid cards

mPower™ Visa® Prepaid Card
by The Bancorp Bank
  • Shop from home
  • Pay bills anytime
  • Book travel
  • Free Activation*
  • No minimum balance
  • Lost card protection
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* $0 Bad, No credit

BuyRIGHT Pre-Paid MasterCard® by MetaBank
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • First cash load absolutely free at any GreenDot location.
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* $7.95 Excellent - Bad
No credit

AccountNow® Prepaid Visa®
by MetaBank
  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Tax Refund direct deposit
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* N/A* Bad, No credit

Original Black Prepaid Visa® RushCard
by The Bancorp Bank
  • The RushCard was designed to provide access and financial empowerment to all.
  • FREE Direct deposit Avoid long lines and check cashing fees by depositing your paycheck, tax refund, or government benefits directly to your RushCard.
  • FREE Online Money Tools Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
  • NO Credit Check Required - Just satisfactory proof of Identification
  • NO Hidden Fees - All fees clearly stated within cardholder agreement
  • Deposit your tax refund onto your RushCard and get it 2-3 weeks faster
  • Sign up for free and get approval in seconds
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* $9.95* Bad, No credit

Silver Prepaid MasterCard card by MetaBank
  • Guaranteed Approval with No Credit Check
  • Get your Government/Benefits check faster with Free Direct Deposit
  • Free activation fee with Rebate*
  • Free Unlimited Purchase Transactions
  • No Overdraft Fees or Minimum Balances, perfect bank alternative!
  • Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
  • Stay connected, know your balance at all times with free email or cell phone alerts
  • The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* $3.45 Bad, No credit

Pink ACE Elite(TM) Visa® Prepaid Card by MetaBank
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro APR Regular APR Balance Transfer APR Monthly Fee Credit Needed
N/A* N/A* N/A* N/A* Bad, No credit


Western Union Prepaid Card


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Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.
* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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