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List of credit cards for bad credit
If you are somebody who has no credit or bad credit it's hard to get a regular credit card. Fortnately there is a way to build your credit - getting a prepaid, secure credit card. It works the following way: you deposit a few hundred dollars of your own money into secured credit card and then you use it as you would use a regular credit card. If you are responsible, this would build up your credit and in about 6 months you will probably start recieving offers for regular cards in your mail. The best part about offers below is that you are guaranteed approval if you apply. Some cards have no annual fee. Choose the best credit card to improve your credit and apply via secure online application.
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
by Applied Bank
ZERO - 0% FIXED APR on Purchases - No Intro Rates!
ZERO - 0% Rate Won’t Change - Even If You’re Late!
ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
ZERO Application Fees
ZERO Worries - FREE Personal ID Theft Protections
ZERO Delays - Timely CREDIT Bureau Reporting
Intro APR
Regular APR
Balance Transfer APR
Monthly Fee
Credit Needed
None
0% Fixed
N/A*
$9.95
Poor - Bad
No credit
UPside Visa® Prepaid Card
by MetaBank
A card truly designed for the 13-25 age group and their parents
Full parental control. Safer than cash.
Parents can load the card online from their own credit card or checking account.
Instant online funding, great for emergencies when your child is away from home.
If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you.
If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt.
Apply online now. Only $2.99 a month or $29.95 a year.
Intro APR
Regular APR
Balance Transfer APR
Monthly Fee
Credit Needed
N/A*
N/A*
N/A
$2.99*
Exellent - Bad
No credit
AccountNow® Prepaid Visa®
by MetaBank
$0 Monthly Fee
100% Guaranteed Approval* - No Credit Check
No Minimum Balance
Free Direct Deposit and Online Bill Payment
Now with Purchase Rewards
Perfect for Tax Refund direct deposit
Intro APR
Regular APR
Balance Transfer APR
Monthly Fee
Credit Needed
N/A*
N/A*
N/A*
N/A*
Bad, No credit
Applied Bank® Secured Visa® Gold Credit Card
by Applied Bank
Guaranteed Approval Regardless of Your Past Credit History
9.99% Low Fixed APR - Your Rate Wont Change Even if You Are Late
Choose Your Credit Limit - From $200 to $5,000
Highest Ratings for Financial Strength and Security in the Country
Intro APR
Regular APR
Balance Transfer APR
Annual Fee
Credit Needed
N/A*
9.99% fixed rate
N/A
$50*
Bad
BuyRIGHT Pre-Paid MasterCard®
by MetaBank
Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
First cash load absolutely free at any GreenDot location.
Free Direct Deposit, Online bill pay, Earn rewards.
No credit check, 100% approved*
No bounced check fees or overdraft fees - ever!
Travel, rent cars, reserve hotels, shop online safely.
Unbelievable customer service.
Intro APR
Regular APR
Balance Transfer APR
Monthly Fee
Credit Needed
N/A*
N/A*
N/A*
$7.95
Excellent - Bad
No credit
AccountNow Gold Visa® Prepaid Card
by MetaBank
100% Guaranteed Approval* - No Credit Check
$0 Activation Fee
$25 Cash Bonus when you use direct deposit
Free Online Bill Payment
Up to $10,000 balance limit
Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
Intro APR
Regular APR
Balance Transfer APR
Monthly Fee
Credit Needed
N/A*
N/A*
N/A*
$0
Bad, No credit
AccountNow® Prepaid MasterCard®
by MetaBank
100% Guaranteed Approval* - No Credit Check
No Activation Fee
Free Direct Deposit and $25 bonus
Free Online Bill Payment
Earn Purchase Rewards and Refer-a-Friend Cash Bonus
Perfect for Tax Refund direct deposit
Intro APR
Regular APR
Balance Transfer APR
Monthly Fee
Credit Needed
N/A*
N/A*
N/A*
N/A*
Bad, No credit
Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.
* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
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