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Chase Sapphire℠ Preferred vs Chase SapphireSM Cards


Which card to choose? Compare credit card fees, rates and rewards program. Choose the best card that fits your needs and financial situation and apply via secure online application.

Chase Sapphire℠ Preferred


Chase SapphireSM



Chase Sapphire℠ Preferred vs Chase SapphireSM: card features



Chase Sapphire℠ Preferred


Chase SapphireSM

  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • 24/7 direct access to expert service advisers (No voice recording)
  • No Annual Fee for your first year - A $95 value
  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 Dedicated service advisors (No voice recording)
  • No annual fee!

Chase Sapphire℠ Preferred vs Chase SapphireSM: rates and fees



Chase Sapphire℠ Preferred


Chase SapphireSM

Rates
  • Intro APR on purchases: None
  • Regular APR on purchases: 15.24% Variable
  • Intro APR on balance transfer: None
  • APR for Cash Advances: 19.24% (V)
Fees
  • Balance transfer fee: either $5.00 or 3%*
  • Annual fee: $95
  • Late payment fee: up to $35.00
  • Over the limit fee: N/A*
  • Cash advance fee: either $10 or 5%*
  • Grace period: 21 Days
  • Foreign Transactions: None
Rates
  • Intro APR on purchases: None
  • Regular APR on purchases: 15.24% Variable
  • Intro APR on balance transfer: None
  • APR for Cash Advances: 19.24% (V)
Fees
  • Balance transfer fee: either $5.00 or 3%*
  • Annual fee: $0
  • Late payment fee: up to $35.00
  • Over the limit fee: None
  • Cash advance fee: either $10 or 5%*
  • Grace period: 21 Days
  • Foreign Transactions: 3%*

Chase Sapphire℠ Preferred vs Chase SapphireSM: sepcial offers



span class="greyheader14">Chase Sapphire℠ Preferred


span class="greyheader14">Chase SapphireSM

  • Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's worth $625 towards travel!
  • Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a round trip flight or any other reward!

Chase Sapphire℠ Preferred vs Chase SapphireSM review


Chase Sapphire℠ Preferred (Chase Sapphire PreferredSM review) and Chase SapphireSM (Chase SapphireSM review) credit cards are two great offers with excellent point rewards program. Both cards provide double points per dollar spent on dining. Cardholders earn points every time they use card to pay for fine dining, fast food and takeout.

Additional to double points on dining, Chase Sapphire PreferredSM gives you 2x points on airfare and hotels, taxis and rental cars, trains & cruises. You get 1 point on per $1 spent on all other purchases with Chase Sapphire℠ Preferred and Chase SapphireSM credit cards.

There is no limit on how much points you can earn and points will never expire. Cardholders can redeem points on travel, merchandise, gift cards, cash back or unique experiences. There are no travel restrictions or blackout dates when you book with Ultimate Rewards.

Chase Sapphire℠ Preferred are offering some extra perks. This card is great for travel as it has no foreign transaction fee. Moreover, when you book your vacation through Ultimate Rewards with Chase Sapphire℠ Preferred you use 20% fewer points then with any other card.

Chase Sapphire℠ Preferred vs Chase SapphireSM: comparison summary


When deciding which card to choose Chase Sapphire℠ Preferred or Chase SapphireSM look at the reward programs, compare fees and rates. Both credit cards are great point rewards offers. We recommend Chase SapphireSM card for restaurant lovers. The card has no annual fee and provide double points on dining. Chase SapphireSM is on the list of the best restaurant rewards credit cards.

Chase Sapphire℠ Preferred offers higher reward program and requires excellent credit score, high annual income from cardholders. Being one of the most prestigious credit cards, Chase Sapphire℠ Preferred is designed for people who are looking for a card with unique reward program.

With no foreign transaction fee, 2X points on dining and travel Chase Sapphire℠ Preferred it made it to the list of travel rewards credit cards.

Apply for Chase Sapphire℠ Preferred


Apply for Chase SapphireSM




The article was updated on 1/30/2012. The article was believed to be accurate during that time. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.



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