Chase SapphireSM review 2012

Great point rewards program

Chase SapphireSM features

• Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
• 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
• Points never expire and there are no limits on how many points you can earn
• Redeem points for travel, gift cards, merchandise, cash back and more
• 24/7 Dedicated service advisors (No voice recording)
• No annual fee!

Chase SapphireSM bonuses and special offers

• Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a round trip flight or any other reward!

Chase SapphireSM rates and fees

Rates

• Intro APR on purchases: None
• Regular APR on purchases: 15.24% Variable
• Intro APR on balance transfer: None
• APR for Cash Advances: 19.24% (V)

Fees

• Balance transfer fee: either $5.00 or 3%*
• Annual fee: $0
• Late payment fee: up to $35.00
• Over the limit fee: None
• Cash advance fee: either $10 or 5%*
• Grace period: 21 Days
• Foreign Transactions: 3%*

Chase SapphireSM most attractive features

• No annual fee

Chase SapphireSM least attractive features

• No Introductory APR offer

Chase SapphireSM review summary

Chase SapphireSM credit card is a point reward credit card designed for people with excellent credit. Dining reward program and no annual fee makes this card very attractive to restaurant lovers. Cardholders earn double points per dollar they spent on fine dining, fast food and takeout purchases and 1 point per $1 on other purchases. Points can be redeemed for travel, gift cards, merchandise and unique experiences.

The same dining rewards program is also offered by another Credit card form Chase Bank - Chase Sapphire℠ Preferred. Because of the reward program both cards are on the list of the best restaurant credit cards.

Chase SapphireSM gives opportunity for travelers to earn extra points when they book hotel or flight through Ultimate RewardsSM*. Points never expired can be redeemed towards travel, cash back, gift cards and more. There is no limit on how many points can be earned.

Cardholders receive bonus points when they spend $3,000 in the first 3 months with Chase SapphireSM.

When looking for a no annual fee, point reward credit card with generous bonuses and unique offers then Chase SapphireSM is the right card. Looking for a card with more exclusive offers then check out Chase Sapphire PreferredSM review or compare Chase Sapphire℠ Preferred vs Chase SapphireSM.
Updated: December, 6 2011