Chase Sapphire PreferredSM review 2012
Chase Sapphire PreferredSM features
- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
- No foreign transaction fees
- Earn a 7% annual points dividend - even on points already redeemed
- 24/7 direct access to expert service advisers (No voice recording)
- No Annual Fee for your first year - A $95 value
Chase Sapphire PreferredSM bonuses and special offers
- Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's worth $625 towards travel!
Chase Sapphire PreferredSM rates and fees
Rates
- Intro APR on purchases: None
- Regular APR on purchases: 15.24% Variable
- Intro APR on balance transfer: None
- APR for Cash Advances: 19.24% (V)
Fees
- Balance transfer fee: either $5.00 or 3%*
- Annual fee: $95
- Late payment fee: up to $35.00
- Over the limit fee: N/A*
- Cash advance fee: either $10 or 5%*
- Grace period: 21 Days
- Foreign Transactions: None
Chase Sapphire PreferredSM most attractive features
- 50,000 bonus points after you spend $3,000 in the first 3 months
- Dividend rewards
Chase Sapphire PreferredSM least attractive features
- Annual fee after first year
Chase Sapphire PreferredSM review summary
Chase Sapphire PreferredSM is one of the
most prestigious credit cards providing unique
travel offers and restaurant rewards. If you have excellent credit score and would like to take advantage of travel and restaurant reward program,
in addition receive annual 7% dividend on points you've already earned then Chase Sapphire PreferredSM is a great choice for you.
Cardholders earn double points per dollar every time they use card to pay for fine dining, fast food, takeout,
flights and hotels, taxis and rental cars, trains and cruises, and get 1 point on per $1 spent on all other purchases.
There is no limit on how much points you can earn and points will never expire.
Points can be redeemed for travel, merchandise, gift cards, cash back or unique experiences. There are no travel restrictions or blackout
dates when you book with Ultimate Rewards.
Bonus points for cardholders and no foreign transaction fee (
no foreign transaction fee credit cards)
make the card even more attractive for frequent travelers.
Moreover, when you book your vacation through Ultimate Rewards with Chase Sapphire℠ Preferred you use 20% fewer points then with other cards.
or you can transfer your points to participating frequent traveler programs as 1:1 with no penalties.
Chase Sapphire PreferredSM is one of the
best travel rewards credit cards.
Updated: December, 6 2011
