Discover® More Card - 18 Month Promotional Balance Transfer credit card review 2012
Discover® More Card - 18 Month Promotional Balance Transfer features
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 11.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® More Card - 18 Month Promotional Balance Transfer bonuses and special offers
Discover® More Card - 18 Month Promotional Balance Transfer rates and fees
Rates
- Intro APR on purchases: 0% for 6 months
- Regular APR on purchases: 11.99% - 20.99% (V)*
- Intro APR on balance transfer: 0% for 18 months
- APR for Cash Advances: 23.99%
Fees
- Balance transfer fee: 3% of the amount of each transfer
- Annual fee: $0
- Late payment fee: up to $35.00
- Over the limit fee: N/A
- Cash advance fee: either $10 or 5%*
- Grace period: 25 Days (Min.)
Discover® card rewards categories 2012
- January - March: Gas and Entertainment - activation is open
- April - June: Restaurants and Movies - sign up begins March 1
- July - September: Gas and Summer Fun - sign up begins June 1
- October- December: Holiday Shopping - sign up begins September 1.
Discover® More Card - 18 Month Promotional Balance Transfer most attractive features
- Long duration 0% APR on balance transfer for 18 months
- 0% APR on purchases for 6 months
- No annual fee
Discover® More Card - 18 Month Promotional Balance Transfer least attractive features
- No bonus offers and special rewards
Discover® More Card - 18 Month Promotional Balance Transfer credit card review summary
Discover® More Card - 18 Month Promotional Balance Transfer credit card offers long-lasting 0% APR on balance transfer.
Though it has a low transfer fee, which is 3%, the card is great choice for those who plan to transfer balances. There is
zero interest on purchases for 6 months.
With Discover® More Card - 18 Month Promotional Balance Transfer cardholders earn 1% cash back on every purchases. Moreover,
the card is offering 5% cash back program with rotating categories. Reward categories change quarterly. And it is free to enroll.
There is no annual fee for this card.
Discover® More Card - 18 Month Promotional Balance Transfer offers very good introductory interest. With no annual fee and great rewards program
it can help save money by transferring form higher interest cards and earning cash back rewards.
18 months interest free on balance transfer is not the longest offer out there, but it is definitely the best one because of its excellent rewards program.
Cards with longer duration zero interest do not offer
cash back rewards program. And the difference in intro period duration is only 3 months.
We recommend Discover® More Card - 18 Month Promotional Balance Transfer to people with good or excellent credit who would like to transfer their balances from high rate
credit cards, save money on annual fees and plan to take advantage of rewards program.
We ranked Discover® More Card - 18 Month Promotional Balance Transfer is #1 among
best balance transfer offers in 2012.
It's also on our list of
best credit card deals 2012 in US.
Updated: 1 November 2011
