Rewards
With Discover® More Card cardholders will automatically receive 0.25% reward on all purchases made on their
first $3,000 and 1% thereafter. Participating in 5% Cashback Bonus program is optional and it is free. Cardholders must enroll
to the program every three months to earn rewards on quarterly bonus categories. 5% Cashback Bonus can be earned
on up to $1,500 in bonus categories purchases each quarter.
Enrollment can be done through online account and will take just a second to do it.
April - June bonus categories: Restaurants and Movies.
Cash back rewards can be maximized when shopping online through Discover
online mall at popular retail stores. Cash return can be as high as 20% back.
Additional benefits: Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance.
Interest rates
Discover® More Card offers very attractive
0% APR for 15 months for both balance transfer and purchases. With its long-lastinf no
interest offer and excellent reward program the card is one of the best
balance transfer offers.
Enjoy this long duration interest free time with this card for more then a year.
Discover® card rewards categories 2012
- January - March: Gas and Entertainment
- April - June: Restaurants and Movies
- July - September: Gas and Summer Fun
- October- December: Holiday Shopping
Discover® More Card benefits
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover® More Card pros
- 0% APR on purchases and balance transfers
- No annual fee
- Flexible rewards 5% cash back program
- Up to 1% cash back on all purchases
- Restaurant rewards in April- June
Discover® More Card cons
- No bonus offers
- Higher APR for less qualifying applicants
- Purchases (out of 5% Cashback Bonus categories) earn 0.25% Cashback Bonus utill yearly spending total reaches $3,000
- There is enrollment in Cashback Bonus program, but it's free
Discover® More Card review summary
Discover® More Card is one of the
best 0% APR credit cards, excellent rewards program,
designed for people with very good credit. Unlike other
cash back credit cards with rotating categories
Discover® More Card does not offer cash bonus, though it has one of the longest duration interest free period on purchases
and balance transfer. The feature can be very beneficial for people who have balance on other higher interest credit cards.
We also recommend for people who plan to take advantage of 0% APR on balance transfer considering
Discover® More Card - 18 Month Promotional Balance Transfer
(
Discover® More Card - 18 Month Promotional Balance Transfer review)
with no interest on balance transfer for 18 months and the same reward program.
Discover® More Card is an excellent cash back credit card with no annual fee. 5% Cashback Bonus program let cardholders earn
cash back on on category purchases. Reward categories change quarterly and you need to sign up to earn 5% return.
Enrollment is free. Cashbonus can be received on up to $1,500 in purchases in different reward categories such as gas, restaurants, department stores,
travel and more.
There is an opportunity to earn from 5% to 20% cash back rewards when cardholders shop via Discover online shopping mall
with over 200 retailers.
Discover® More Card is a good cash back credit card for big purchases and balance transfers.
Apply for Discover® More Card
Discover® More Card
The review of the card was updated on 3/29/2012. Some information may have changed since that date.
We strongly suggest that you carefully read the
Terms and Conditions statement that accompanies credit card applications. Rating: 5
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone,
not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.
Best Credit Cards Online may be compensated through American Express Affiliate Program.
Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online
may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.
We are not compensated for the positive reviews.
