Visa Black review

Visa® Black Card™ review 2012

Issued by Barclays Bank Delaware


Credit card rates and fees



Intro Rate for Purchase
Intro Purchase Period
Intro Rate for Balance Transfer
Intro Balance Transfer Period
Regular APR
APR Cash Advance
Annual Fee
Balance Transfer Fee
Late Payment Fee
Over the Limit Fee
Cash Advance Fee
Foreign Transaction Fee
Grace Period
Bonus Offer
Visa® Black Card™

None
None
0% APR
15 billing cycles
14.99%
25.24%
$495
either $10 or 3%* for 15 billing cycles*
Up to $35
None
either $10 or 5%*
3%
23 days
None


Rewards

Visa® Black Card™ provide many exclusive benefits to cardholders: unlimited VIP airport clubs access around the world, luxury gifts, exclusive rewards program, concierge service.

In addition, Visa® Black Card™ provides zero liability, purchase security, warranty manager service, lost luggage reimbursement, trip delay, roadside dispatch, worldwide travel accident insurance, auto rental collision damage waiver, baggage delay insurance, travel and emergency assistance services, trip interruption/cancellation insurance.

Interest rates

The card offers 0% APR on balance transfer for the firts 15 billing cycles and low balance transfer fee for intro period. There is no introductory offers for purchase.


Visa® Black Card™ benefits


  • Limited Membership
  • 24-Hour Concierge Service
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Luxury gifts
  • Accepted globally; zero liability protection against unauthorized purchases
  • Made with carbon, not just another piece of plastic



Visa® Black Card™ pros


  • VIP benefits
  • 0% intro rate on purchases
  • 1% cash back rewards program
  • Complimentary airport lounge access credit cards


Visa® Black Card™ cons


  • High annual fee


Visa® Black Card™ review summary


Visa® Black Card™ is on of a few elite credit cards in US. The card is accepted in over 170 countries and offers unique benefits.

Not everyone can get approved for the card. The membership for the card is limited in order to provide highest level of services and benefits.

Card members get 24-hour concierge service to assist you with any needs whether they are personal or business. You will receive luxury gifts for special occasions.

Exclusive rewards program comes with the card. Every time you use you card you earn 1 point per every $1. The more you use your card the better. Points are redeemable for 1% cash back or for airfare on any airline with no blackouts or restrictions.

Another very attractive feature of the Visa® Black Card™ is unlimited complimentary airport lounge access to over 350 airport lounges all over the world. It will make any trip for card member more pleasurable and relaxed. When comparing a price for a single day lounge pass which can be as high as $50 to the card's annual fee, it becomes bery clear that simply ten visits to airport lounges can cover the whole annual fee.

Add all exclusive ravel benefits Visa® Black Card™ provides at no additional cost, such as trip delay, roadside dispatch, worldwide travel accident insurance, auto rental collision damage waiver, baggage delay insurance, trip interruption/cancellation insurance and more. $495 is reasonable fee for all highest level benefits and services the card offers.

If you dream about luxury lifestyle then Visa® Black Card™ makes your dream real.

Visa® Black Card™ is #1 card on our list of the most exclusive credit cards in 2012.



Apply for Visa® Black Card™


Visa® Black Card™

Visa Black review


The review of the card was updated on 4/2/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications. Rating: 5

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.



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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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