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Best credit card promotional offers 2012


Would you like to get best cash bonuses, earn great rewards or transfer your balance to another credit card? Find exactly what you need with promotional credit card offers. Best credit card promotions for 2012 with excellent rewards program. Choose the best promotional credit card offer for you and apply via secure online application.

Best credit card promotional offers: cash bonus & cash rewards

Chase Freedom® Visa - $200 Bonus Cash Back
by Chase


Read Chase Freedom® Visa review
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
None 15.99% - 22.99% (V)* 15.99% - 22.99% (V)* Cash back $0 Excellent

Best credit card promotional limited time offers: no balance transfer fee

Slate® from Chase - No Balance Transfer Fee
by Chase


  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for up to 15 months 11.99% - 21.99% variable 0% for up to 15 months - $0 Excellent - Good

Discover® More Card - $0 Balance Transfer Fee!
by Discover


  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 12 months 10.99% - 19.99% Variable* 0% for 12 months Cash back $0 Excellent

Best credit card promotional offers: promotional balance transfer

Discover® More Card - 18 Month Promotional Balance Transfer
by Discover


Read Discover® More Card review
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 6 months 10.99% - 20.99% Variable* 0% for 18 months Cash back $0 Good - Excellent

Best credit card promotional offers: earn free hotel nights

Marriott Rewards® Premier Credit Card
by Chase
  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
None 15.24% 15.24% Point $85* Excellent

Best credit card promotional offers: earn bonus miles

Continental Airlines OnePass® Plus Card
by Chase
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn.

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
None 14.24% V* 14.24% V* Miles $0 for the first year, $95 after that Excellent

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
None 15.24% N/A* Miles $85* Excellent


The article was updated on 1/30/2012. The article was believed to be accurate during that time. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.



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Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.
* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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